TFC Funder vs FundingPips
Two crypto-native prop firms compared. Both accept crypto, both pay in crypto, but the profit split, jurisdiction, and payment rails differ in ways that matter.
Full comparison
Rows where TFC wins are highlighted green. Rows where FundingPips wins are amber. Ties are neutral.
| Feature | TFC Funder | FundingPips |
|---|---|---|
| Entry price (smallest tier) | $39 ($5K 2-Step) | ~$25 ($5K) |
| Entry price ($50K 2-Step) | ✓$249 | ~$259 |
| Max account size | $200,000 | $200,000 |
| Starting profit split | ✓Up to 90% | 80% (baseline) |
| Max scaled profit split | 90% | Up to 90% |
| Payout speed | ✓< 24 hours (crypto) | 24-72 hours (crypto) |
| Crypto payouts | ✓✓ BTC / ETH / USDT / USDC | ✓ USDT primary |
| Crypto payments | ✓ Native | ✓ Native |
| Mobile money support | ✓✓ EcoCash + regional | ✗ |
| Fee refund on first payout | ✓ Yes | ✓ Yes |
| Daily drawdown (2-Step) | 5% | 5% |
| Max drawdown (2-Step) | 10% | 10% |
| Min trading days | None (1-Step) | None |
| Evaluation time limit | Up to 60 days | Unlimited |
| UK registered entity | ✓✓ UK Registered · Reg. No. 17173699 | UAE (FZE) |
| Platform | TradeLocker (modern) | MT5 + cTrader (legacy) |
| Instant account delivery | ✓ Minutes | ✓ Minutes |
Built for speed and access
We’re not better on every axis
If these matter more than anything else, FundingPips is the right call. Honesty matters more than winning the page.
An honest recommendation
- You trade from Africa and want mobile money (EcoCash, M-Pesa) as a payment option
- You want the reassurance of a UK-registered entity verifiable on a public register
- You want 90% profit split from your first funded payout
- You pay in or want payouts in BTC, ETH, USDT, AND USDC, not just USDT
- You want support that answers on WhatsApp in minutes, not ticket queues
- You want the absolute cheapest ticket (~$25 at $5K) and accept an 80% starting split
- You prefer MT5 or cTrader over TradeLocker
- You want a truly unlimited evaluation window
- You’re in a region where FundingPips has deep local brand awareness
Here’s how it works, takes 5 minutes
No migration paperwork. Your existing strategy works here the same way.
Common questions
Is TFC cheaper than FundingPips?＋
At $5K, FundingPips' ~$25 undercuts TFC's $39. From $25K upward TFC is comparable or cheaper, and TFC starts you at 90% split vs 80% baseline at every size.
Do both support crypto payouts?＋
Yes. TFC settles in under 24 hours (BTC, ETH, USDT, USDC). FundingPips typically settles in 24-72 hours, primarily in USDT.
Which is better for traders in Africa or emerging markets?＋
TFC, we support EcoCash, M-Pesa, and regional mobile money natively. FundingPips is crypto-first but does not natively accept mobile money.
Can I trade the same strategy on both?＋
Yes. Drawdown rules and time limits are nearly identical for 2-Step. Manual-trading-only rule applies on both platforms.
Fee refunded on your first payout.
If you pass and earn your first payout, your challenge fee comes back. So the only question is price and payout speed.